Spain non-lucrative visa: the income requirement

How that figure is built

Main applicant — 400% of the annual IPREM (€7,200)

€28,800

Each family member — 100% of the annual IPREM

€7,200

What you must show

€28,800

What proves it

• Twelve months of bank statements, in your name, showing the income arriving
• Pension award letters, annuity statements or a letter from your provider
• Your most recent tax return from your home country
• A letter from your bank confirming balances, if you are showing savings
• Rental agreements and receipts, if property income is part of the total
• Most of the above apostilled and translated by a sworn translator — allow several weeks

People who can help with this

Independently listed, experienced with international retirees, free to contact.

• Artemis Law

  Barcelona-based immigration lawyers helping retirees and other foreigners move to Spain with personalised, English‑, Spanish‑ and German‑language support.

  Barcelona

  View profile →

• My Spain Visa

  Spanish immigration law firm specialising in visas, residency and property support for international clients.

  Marbella

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• Vega Abogado

  Madrid immigration law firm helping internationals with visas, residency, nationality and appeals; English-speaking service and written fixed quotes.

  Madrid

  View profile →

Questions people ask

How much money do I need for the Spanish non-lucrative visa?

€28,800 a year for the main applicant — that is 400% of the annual IPREM of €7,200 — and €7,200 more for each family member on the same application. In monthly terms the main applicant needs about €2,400.

Does my partner need their own income?

No. One application covers the household. Your partner counts as a family member, so the requirement goes up by €7,200 a year rather than doubling, and the income can all be in one name.

Can savings count instead of income?

Often, but not automatically. Consulates want to see that you can support yourself without working, and a large balance that has sat in your account for months is good evidence of that. Some consulates accept savings alone, others want to see regular income as well. Ours shows how many months of the requirement your savings would cover so you can see how strong the case is before you book an appointment.

Does the income have to be passive?

It has to arrive without you working in Spain. Pensions, annuities, rental income, dividends and interest all qualify. Salary from a job you would keep doing remotely does not — that is the one thing this visa specifically does not allow.

What documents prove it?

Typically twelve months of bank statements, pension award letters or annuity statements, the most recent tax return from your home country, and a bank letter confirming balances. Everything is usually needed as an original with an apostille and a sworn translation into Spanish, so allow several weeks.

Are these figures current?

They are checked against the official sources and dated at the bottom of this page — last verified on 19 August 2026. The IPREM is set in Spain's annual budget law, so it can change in January; when it does, this page changes with it.