TorFX

TorFX (Tor Currency Exchange Ltd) is a UK currency broker that helps people move money overseas, including pension payments and transfers when emigrating. The site explains services for emigrating, property purchases and recurring payments such as pensions or mortgages, and says clients get a dedicated account manager to help agree an exchange rate and complete the transfer. ([torfx.com](https://www.torfx.com/))

TorFX is authorised by the UK Financial Conduct Authority as an Electronic Money Institution and holds client funds in segregated accounts. The company is registered in England & Wales and publishes its company number and FCA Firm Reference Number on its website. For customers using EU services the site states EU services are provided by a Spanish entity (Currencies Direct Spain). ([torfx.com](https://www.torfx.com/))

1. Create an account or request a free quote online and speak with a dedicated account manager to explain your move and transfer needs (one‑off or regular payments). ([torfx.com](https://www.torfx.com/))

2. Agree an exchange rate or set up a forward/limit order or rate alert to target a future rate. ([torfx.com](https://www.torfx.com/))

3. Send cleared funds to the provider’s safeguarded client account; TorFX completes the transfer to your Spanish bank or beneficiary. For EU transfers the site says EU services are provided by Currencies Direct Spain where applicable. ([torfx.com](https://www.torfx.com/))