The Spectrum IFA Group – Costa del Sol

The Spectrum IFA Group – Costa del Sol is the local team of The Spectrum IFA Group, an independent financial adviser network established in 2003. The Costa del Sol page lists named advisers (Jeremy Ferguson, Jett Parker‑Holland and Charles Hutchinson) and contact details for arranging a free financial review. ([spectrum-ifa.com](https://spectrum-ifa.com/financial-advisers-in-spain/costa-del-sol/?utm_source=openai))

The group provides cross‑border financial services for people living in or moving to Spain, including QROPS/overseas pension transfers, health insurance for Spain, investment and life insurance, and mortgages. The company is regulated through its group registrations (see credentials). ([spectrum-ifa.com](https://spectrum-ifa.com/financial-advisers-in-spain/costa-del-sol/?utm_source=openai))

1. Contact a Costa del Sol adviser by phone, email or the online enquiry form to request a free financial review. ([spectrum-ifa.com](https://spectrum-ifa.com/financial-advisers-in-spain/costa-del-sol/?utm_source=openai))
2. The adviser discusses your circumstances and objectives (pensions, insurance, mortgages, tax). The group materials describe a client relationship process and terms of business. ([spectrum-ifa.com](https://spectrum-ifa.com/wp-content/uploads/2024/11/20241125_TSG_Client-Relationship-Doc-All-Juristictions-copy.pdf?utm_source=openai))
3. The adviser researches cross‑border implications (QROPS, Spanish tax, double taxation, visa‑relevant insurance) and prepares recommendations tailored to your residency plans. ([spectrum-ifa.com](https://spectrum-ifa.com/financial-advisers-in-spain/costa-del-sol/?utm_source=openai))
4. Where appropriate the firm arranges policies, mortgage introductions or pension transfers and provides ongoing servicing under agreed terms. Documentation refers to ongoing client servicing and published service propositions. ([spectrum-ifa.com](https://spectrum-ifa.com/wp-content/uploads/2024/11/20241125_TSG_Client-Relationship-Doc-All-Juristictions-copy.pdf?utm_source=openai))