OFX

Currency transfer specialists · United Kingdom

Specialises in moves abroad

Global currency transfers and recurring international payments for people moving money to Spain.

Why retirees choose OFX

UK-registered firm (UKForex Limited, Co. No. 04631395).
Authorised by the UK Financial Conduct Authority (Firm ref. 902028).
Sends money to Spain and over 170 countries, including recurring pension/bill payments.
Offers forwards and limit orders to lock rates for property or large transfers.
24/7 customer support with dedicated UK contact numbers.

About OFX

OFX (trading in the UK as UKForex Limited) is a UK-registered foreign exchange and international payments provider that helps private customers move money between currencies — including EUR for transfers to Spain. Their UK business is authorised by the Financial Conduct Authority as an electronic money institution and supports single transfers, forward contracts and recurring payments for pensions, bills or mortgage payments.

For someone relocating to Spain OFX lets you open an account, verify identity, book a transfer (spot, forward or limit order), and send funds to Spanish bank accounts. OFX publishes UK contact details, explains the components of a rate (they apply a margin to the interbank rate) and offers tools such as rate alerts and recurring payment agreements for ongoing pension or household transfers.

Services

One-off currency transfers to Spain (EUR)
Recurring/regular transfers (pensions, bills)
Forward contracts and limit orders to lock rates
Multi-currency Global Business / personal accounts
In-app rate alerts and transfer tracking
Support by phone and online customer service

How working with them works

Register for a free OFX account and provide personal details.
Complete identity verification (electronic checks and, if needed, documents).
Book a transfer: choose amount, currency (GBP to EUR for Spain), and product (spot, forward, limit/target).
Send cleared funds to OFX’s instructed intermediary account.
OFX converts and sends funds to the recipient’s Spanish bank account and notifies you; track status online or in-app.

At a glance

Registrations: FCA authorisation as an Electronic Money Institution (Firm Reference No. 902028). Company registration: UKForex Limited / Firma Foreign Exchange Corporation (UK) Ltd, Company No. 04631395.
Areas served: United Kingdom (customers sending to Spain) · Spain (destination for transfers)
Fees: OFX states many personal transfers can be fee-free and shows business pricing plans; exchange rates are interbank rates plus an OFX margin. Exact margins vary by currency pair and product and are not published as a single flat number on the UK personal pages. See OFX pricing pages and terms for specific fees and subscription plan costs. ([ofx.com](https://www.ofx.com/en-us/blog/wire-transfer-fees/?utm_source=openai))

Frequently asked questions

Can OFX send my pension or regular payments to Spain?

Yes. OFX supports recurring (regular) transfers and specific Regular Payment Agreements so you can schedule pension, mortgage or household payments to Spanish bank accounts. They explain regular payments and offer options including fixed or variable recipient amounts. ([ofx.com](https://www.ofx.com/en-gb/personal/))

Is OFX authorised and how can I check them?

OFX in the UK trades as UKForex Limited (Company No. 04631395) and is authorised by the Financial Conduct Authority as an electronic money institution (FCA Firm Ref. No. 902028). These details are published in their legal and regulatory pages and customer documents. ([ofx.com](https://www.ofx.com/wp-content/uploads/2022/01/OFX-UK-Regular-Payments.pdf?utm_source=openai))

How do I start a transfer to Spain with OFX?

Create a free OFX account, complete identity verification, book your transfer (choose spot, forward or a target/limit order) and send funds to OFX’s intermediary account for onward payment to the recipient in Spain. OFX confirms delivery and you can track transfers online or in the app. ([ofx.com](https://www.ofx.com/en-gb/personal/))

What will I pay in fees or margins?

OFX states transfers can be fee-free in many cases and explains that the rate you get is the interbank rate plus an OFX margin; specific fee and pricing details depend on the product, currency pair and (for business) the subscription plan. The site provides pricing pages and fee schedules for business accounts; there is not a single published flat margin for all personal transfers on the UK site. ([ofx.com](https://www.ofx.com/en-us/blog/wire-transfer-fees/?utm_source=openai))

Can I lock a rate for a property sale or transfer?

Yes. OFX offers forward contracts and limit/target orders so you can fix or target exchange rates ahead of a settlement date — useful when selling property or transferring a large lump sum into euros for a purchase in Spain. ([ofx.com](https://www.ofx.com/en-gb/personal/))

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More Currency transfer specialists

Currency transfer specialists

Why retirees choose OFX

UK-registered firm (UKForex Limited, Co. No. 04631395).

Authorised by the UK Financial Conduct Authority (Firm ref. 902028).

Sends money to Spain and over 170 countries, including recurring pension/bill payments.

Offers forwards and limit orders to lock rates for property or large transfers.

24/7 customer support with dedicated UK contact numbers.

About OFX

How working with them works

Register for a free OFX account and provide personal details.
Complete identity verification (electronic checks and, if needed, documents).
Book a transfer: choose amount, currency (GBP to EUR for Spain), and product (spot, forward, limit/target).
Send cleared funds to OFX’s instructed intermediary account.
OFX converts and sends funds to the recipient’s Spanish bank account and notifies you; track status online or in-app.

At a glance

Registrations

FCA authorisation as an Electronic Money Institution (Firm Reference No. 902028). Company registration: UKForex Limited / Firma Foreign Exchange Corporation (UK) Ltd, Company No. 04631395.

Areas served

United Kingdom (customers sending to Spain) · Spain (destination for transfers)

Fees

OFX states many personal transfers can be fee-free and shows business pricing plans; exchange rates are interbank rates plus an OFX margin. Exact margins vary by currency pair and product and are not published as a single flat number on the UK personal pages. See OFX pricing pages and terms for specific fees and subscription plan costs. ([ofx.com](https://www.ofx.com/en-us/blog/wire-transfer-fees/?utm_source=openai))