InnoInsure (Broker)

Health Insurance Brokers · Madrid

English-speaking
Works with international retirees

InnoInsure (Broker) — Health Insurance Brokers

Expat health insurance broker in Spain — visa-compliant policies with no waiting periods, no copayments and repatriation.

Why retirees choose InnoInsure (Broker)

Visa-compliant health insurance for NLV, Golden, Digital Nomad and student visas.
Policies stated to have no waiting periods, no copayments and include repatriation.
Online quote and purchase flow for expat insurance.
Operates with Asisa Office M8813 and DKV Office 0260003192 and DGSFP references.

About InnoInsure (Broker)

InnoInsure is an insurance broker that offers private health insurance products for foreigners moving to or living in Spain. Their site presents dedicated expat/visa insurance for non-lucrative, student, golden and digital-nomad visas and explains features required for residency applications (eg. coverage for at least 12 months, repatriation, no waiting periods and no copayments).

The website shows InnoInsure operates with offices for established Spanish insurers (citing Asisa Office M8813 and DKV Office 0260003192) and publishes registration references with Spain’s Directorate-General for Insurance and Pension Funds (DGSFP). The site is available in English, Spanish and other languages and includes an online quote and purchase flow for expat insurance, FAQs and blog guidance about visa requirements.

Services

Expat (visa-compliant) private health insurance
Online quotes and policy purchase
Policy renewal support
Travel assistance and worldwide medical cover
Repatriation cover
Dental insurance

How working with them works

Get an online quote via the website quote form (personal details, passport/NIE, health questionnaire).
Purchase the chosen expat policy and select a policy start date (policies are calculated by month).
InnoInsure issues insurance documents and cards; hospitals and insurers process activation (the site notes activation can take up to ~2 weeks in some cases).
For renewals, contact InnoInsure at least five working days before the policy end date to arrange continuation without gaps.

At a glance

Registrations: Operates with Asisa Office M8813 and DKV Office 0260003192; Directorate-General for Insurance and Pension Funds registration references shown on site: C-0461 and C-0161.
Areas served: Madrid

Frequently asked questions

Who can buy InnoInsure’s expat insurance?

Anyone holding a foreign passport or residence card who plans to come to Spain or is already in Spain can buy the expat insurance, according to the company FAQ.

Does the policy meet Spanish visa/residency requirements?

InnoInsure states its expat insurance products meet the requirements for visa and residency applications and renewals (for example, 12-month coverage where required) and are tailored for non-lucrative, digital nomad, student and golden visas.

Are there waiting periods, copayments or deductibles?

The site explicitly says their expat insurance products do not have waiting periods, copayments or deductibles.

Is COVID-19 covered?

The FAQ states that COVID-19 testing and treatment are covered by the expat insurance product.

How do I renew my policy?

The site recommends contacting InnoInsure at least five working days before your policy end date to renew; renewals should be purchased to avoid gaps and may be treated as new applications if late.

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