Retire in Spain with confidence
Plan your move, find the best places to live, and meet trusted local professionals and expats who did it before you.
Free for you. Always.
Why?
Why it’s free
Nothing to buy, no premium tier, no card. Every plan, checklist and tool on HolaRetire is free, and it stays free.
The platform is funded by advertising agreements with businesses in the sector — lawyers, insurers, estate agents and movers pay to be seen by people planning a move to Spain.
So you are never the one paying, and you decide if and when you want to talk to any of them. For you it is always free.
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- Expat community
- English-speaking professionals
- Zero obligations
- Here to help every step
What is HolaRetire Planner?
A free tool for planning your move to Spain. Tell us where you are today and it turns that into a plan: every step you need to take, in the order they need doing, with what each one involves — and, when you want it, someone who can help you do it.
Free for you. Always.
Nothing to buy, no premium tier, no card. Professionals pay us when you choose to get in touch with one — which is why we can afford to tell you when you do not need one.
A checklist made for you
Residency, tax, healthcare, your current home, the move itself. Built around the country you are leaving and when you plan to go — not a generic list.
Professionals, only when you need one
When a step is easier with help, we show you up to three vetted specialists for that step. Contacting them is free, and you never have to.
The first step is creating your free plan. It takes about three minutes, and every question after your name and email can be skipped if you would rather not answer it.
Start planning your retirementWhy choose HolaRetire?
Trusted professionals
All professionals are checked for legitimacy and experience.
International experience
Experts who understand the needs of international retirees.
Multiple languages
Find professionals who speak your language.
Independent platform
HolaRetire is independent. You choose who to contact.
The quickest way to judge any of that is to try it: the planner tells you what to do next, and the guides set out the upsides and the trade-offs of retiring in Spain, without selling you either.
Your retirement journey, made simple
Plan your move
Understand visas, taxes, healthcare and finances.
Choose where to live
Compare regions and find the right place for your lifestyle.
Find your home
Connect with trusted estate agents and property experts.
Settle in
Find lawyers, doctors, insurance brokers and more.
Where would you love to retire?
Explore all destinations →The cost of a month, the winter weather and the nearest hospital are not the same in Málaga as in Alicante. Start with the places most of our readers look at first.
Free tools to plan with confidence
See all free tools →Small calculators for the questions everybody asks first: what a visa wants to see in the bank, what a month costs, what the tax office will expect. Use them as often as you like, and keep any result in your plan.
Visa income requirement
Find out in thirty seconds whether you earn enough — and what proves it.
Cost of living
A real monthly budget for the place you have in mind — every line editable.
Pension tax
An estimate of the tax, the effective rate and what lands in your account each month.
Where to retire
Tell us what matters and see the three regions that fit, with what each gets wrong.
Find trusted professionals
Browse all services →Checked, accredited professionals who live where you are moving, speak your language and work with international clients every day. Compare them and pick the one that suits your case.
- Doctors & Clinics86 listed providers
- Gestoría & Admin Services91 listed providers
- Health Insurance Brokers81 listed providers
- Immigration Lawyers108 listed providers
- Real Estate Agents102 listed providers
- Relocation & Moving Services87 listed providers
- Senior Residences & Assisted Living68 listed providers
- Tax & Financial Advisors70 listed providers
Recommended Partners
- Artemis Law
Immigration Lawyers · Barcelona
- Partner Recommended by HolaRetire
- English-speaking
- Works with international retirees
- Spain Relocation
Relocation & Moving Services · Barcelona
- Partner Recommended by HolaRetire
- English-speaking
- Works with international retirees
- Spanish Health Insurance (Sanitas Exclusive Agents)
Health Insurance Brokers · Region of Murcia
- Partner Recommended by HolaRetire
- English-speaking
- Works with international retirees
Want your business to appear here? Request a tailored proposal
Guides to plan your move
All guides →Independent, in plain language, with the name of whoever wrote them.
How to retire in Spain from the US: the legal steps that actually matter
Moving from the US to live in Spain sounds romantic until you face the paperwork. This guide walks through the visa, arrival and residency steps you’ll actually do, what papers to prepare (and apostille), how long each stage takes and what costs to budget for.
How to retire in Spain from the USA: the practical legal steps
Yes—you can retire in Spain from the USA. This guide walks you through the visa you’ll most likely use, the paperwork, realistic costs (health insurance, movers, first-year living), and the exact next steps once you land.
Spain retirement visa: how to get a non‑lucrative visa and what to expect
A practical, step‑by‑step guide to applying for the Spain retirement visa (non‑lucrative): forms, insurance, proof of funds, timelines and how to recover from the mistakes most people make.
Can you retire in Spain with a visa? A clear how-to for the non-lucrative route
If you’re not an EU/EEA/Swiss citizen the usual way to retire in Spain is the non-lucrative (no-work) visa. This guide explains what it actually lets you do, the exact documents you’ll be asked for (EX-01, medical certificate, criminal record, private insurance), the money proof you’ll need and the practical problems people only notice after they arrive.
Spain non-lucrative visa: the step-by-step guide for retirees (NLV)
You must prove financial means equal to 400% of the IPREM for the main applicant (plus 100% for each dependent) to get a Spain non‑lucrative visa. This guide shows the forms, the documents your consulate will actually check, timelines and the tasks worth paying a professional for.
Retiring to Spain: step-by-step legal guide for non-EU retirees
If you’re not an EU/EEA/Swiss citizen, expect to show private health insurance plus roughly €24,000–€36,000 a year (varies by consulate) and to file form EX‑01 at your Spanish consulate.
What we can honestly promise
- Independent: you choose who to contact, and nobody pays to be recommended.
- Free for you: professionals pay us, you never do.
- Every business in our directory is checked before it is listed.
- Our guides carry the name of the person who wrote them and the date they were reviewed.
- No advertising cookies, no third-party trackers, and no consent banner to dismiss.
Start your plan and join the expat community
Three fields, about three minutes. Every question after that can be skipped, and nothing you tell us is set in stone.
For professional firms
Become a HolaRetire Partner
Partner gives your firm our strongest presence: your profile can appear in the Partner block at the top of every relevant article and service listing covered by the services and provinces you choose, identified as Partner Recommended by HolaRetire.
- Up to ten services and ten provinces, including national coverage
- Top-of-page presence across relevant guides and directory listings
- The directory, retirement planner and relevant guides included